What is Navi App | Navi App Key Features and Service | Navi's Mission and Services

The Navi app is a financial super-app that provides a range of services including UPI, investments, loans, and health insurance. It aims to simplify personal finance for users in India by offering accessible and affordable financial products. Users can download the app from the Google Play Store or the App Store.

Key Features and Services:

• UPI: Navi offers UPI services for instant money transfers, bill payments, and online transactions.
• Investments: Users can invest in mutual funds (including low-cost index funds) and digital gold. 
• Loans: Navi provides personal loans up to ₹20 lakh and home loans up to ₹5 crore, with competitive interest rates and flexible EMI options. 
• Health Insurance: The app offers health insurance coverage up to ₹1 crore. 
• Zero Paperwork: Navi emphasizes a paperless experience for loan applications and other services. 
• Instant Disbursals: Loan applications are processed and disbursed quickly. 
• Referral Program: Users can earn rewards by referring others to the Navi app. 

Navi's Mission and Structure:

• Navi's mission is to make financial products and services simple, affordable, and accessible for users. 
• Navi Technologies Limited is the company behind the app. 
• Navi UPI is offered by Navi Technologies Limited as a NPCI-approved Third Party Application Provider. 
• Cash loans and home loans are provided by Navi Finserv Limited, an RBI-regulated NBFC. 
• Navi General Insurance Limited offers health insurance. 
• Navi Mutual Fund provides various investment options.